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Actuary Salary in Ellicott City, MD

How much does a actuary make in Ellicott City? Explore median, entry-level, and senior salaries adjusted for Ellicott City's cost of living.

Median Salary
$122,416
per year in Ellicott City
Entry Level
$73,450
Starting salary
Senior Level
$165,262
Experienced professionals
Cost of Living
125
25% above national avg

Salary Breakdown by Experience Level

See how actuary salaries break down across different pay periods in Ellicott City.

PeriodEntry LevelMedianSenior
Annual$73,450$122,416$165,262
Monthly$6,121$10,201$13,772
Biweekly$2,825$4,708$6,356
Weekly$1,413$2,354$3,178
Hourly$35$59$79

Ellicott City vs National Average

How Ellicott City's actuary salaries compare to national figures.

Ellicott City Salary
$122,416
COL Index: 125
National Average
$87,440
COL Index: 100
Difference
+$34,976
Higher in Ellicott City

Cost of Living in Ellicott City

1-Bedroom Rent
$1,600
per month
Median Income
$112,234
per year
Population
75,540
residents
Rent % of Income
17.1%
median household
Cost of Living Index: 125 — A score of 100 represents the U.S. average. Salaries in Ellicott City have been adjusted to account for local cost differences.

About Actuary

Overview

Analyze insurance and financial risks using statistical and mathematical methods.

Education

Bachelor's degree in Actuarial Science, Mathematics, or related field

Key Skills

Statistical AnalysisRisk AssessmentModelingProblem Solving

Growth Rate

Expected job growth: +18% over the next decade

Compare Cities: Actuary Salary

See Actuary salaries in other top cities.

New York, NY
$140,640
+15%
Los Angeles, CA
$122,520
+0%
Chicago, IL
$126,040
+3%
Houston, TX
$79,690
-35%
Phoenix, AZ
$124,410
+2%

Financial Tools to Explore

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Actuary Salary in Ellicott City, MD — Complete Guide

Median Salary Overview

The median salary for a actuary in Ellicott City, MD is $122,416 per year, adjusted for the local cost of living index of 125. This figure reflects typical earnings for experienced professionals in this role, considering Ellicott City's unique economic conditions.

Salary Range and Experience Levels

Entry-level actuary professionals in Ellicott City can expect to earn around $73,450 annually. As professionals gain experience, salaries typically increase, with senior-level actuarys earning approximately $165,262 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Ellicott City's cost of living index of 125 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Ellicott City are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,440, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a actuary's salary in Ellicott City typically goes toward housing. With a 1-bedroom apartment averaging $1,600 per month, housing represents about 15.7% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Actuarys are in growing demand across the United States, with an expected job growth of 18% over the next decade. In Ellicott City, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.