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Actuary Salary in Garfield, NJ

How much does a actuary make in Garfield? Explore median, entry-level, and senior salaries adjusted for Garfield's cost of living.

Median Salary
$123,815
per year in Garfield
Entry Level
$74,289
Starting salary
Senior Level
$167,150
Experienced professionals
Cost of Living
118
18% above national avg

Salary Breakdown by Experience Level

See how actuary salaries break down across different pay periods in Garfield.

PeriodEntry LevelMedianSenior
Annual$74,289$123,815$167,150
Monthly$6,191$10,318$13,929
Biweekly$2,857$4,762$6,429
Weekly$1,429$2,381$3,214
Hourly$36$60$80

Garfield vs National Average

How Garfield's actuary salaries compare to national figures.

Garfield Salary
$123,815
COL Index: 118
National Average
$87,440
COL Index: 100
Difference
+$36,375
Higher in Garfield

Cost of Living in Garfield

1-Bedroom Rent
$1,400
per month
Median Income
$50,821
per year
Population
33,100
residents
Rent % of Income
33.1%
median household
Cost of Living Index: 118 — A score of 100 represents the U.S. average. Salaries in Garfield have been adjusted to account for local cost differences.

About Actuary

Overview

Analyze insurance and financial risks using statistical and mathematical methods.

Education

Bachelor's degree in Actuarial Science, Mathematics, or related field

Key Skills

Statistical AnalysisRisk AssessmentModelingProblem Solving

Growth Rate

Expected job growth: +18% over the next decade

Compare Cities: Actuary Salary

See Actuary salaries in other top cities.

New York, NY
$140,640
+14%
Los Angeles, CA
$122,520
-1%
Chicago, IL
$126,040
+2%
Houston, TX
$79,690
-36%
Phoenix, AZ
$124,410
+0%

Financial Tools to Explore

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Actuary Salary in Garfield, NJ — Complete Guide

Median Salary Overview

The median salary for a actuary in Garfield, NJ is $123,815 per year, adjusted for the local cost of living index of 118. This figure reflects typical earnings for experienced professionals in this role, considering Garfield's unique economic conditions.

Salary Range and Experience Levels

Entry-level actuary professionals in Garfield can expect to earn around $74,289 annually. As professionals gain experience, salaries typically increase, with senior-level actuarys earning approximately $167,150 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Garfield's cost of living index of 118 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Garfield are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,440, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a actuary's salary in Garfield typically goes toward housing. With a 1-bedroom apartment averaging $1,400 per month, housing represents about 13.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Actuarys are in growing demand across the United States, with an expected job growth of 18% over the next decade. In Garfield, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.