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Actuary Salary in Hagerstown, MD

How much does a actuary make in Hagerstown? Explore median, entry-level, and senior salaries adjusted for Hagerstown's cost of living.

Median Salary
$90,098
per year in Hagerstown
Entry Level
$54,059
Starting salary
Senior Level
$121,633
Experienced professionals
Cost of Living
92
8% below national avg

Salary Breakdown by Experience Level

See how actuary salaries break down across different pay periods in Hagerstown.

PeriodEntry LevelMedianSenior
Annual$54,059$90,098$121,633
Monthly$4,505$7,508$10,136
Biweekly$2,079$3,465$4,678
Weekly$1,040$1,733$2,339
Hourly$26$43$58

Hagerstown vs National Average

How Hagerstown's actuary salaries compare to national figures.

Hagerstown Salary
$90,098
COL Index: 92
National Average
$87,440
COL Index: 100
Difference
+$2,658
Higher in Hagerstown

Cost of Living in Hagerstown

1-Bedroom Rent
$1,000
per month
Median Income
$38,920
per year
Population
44,062
residents
Rent % of Income
30.8%
median household
Cost of Living Index: 92 — A score of 100 represents the U.S. average. Salaries in Hagerstown have been adjusted to account for local cost differences.

About Actuary

Overview

Analyze insurance and financial risks using statistical and mathematical methods.

Education

Bachelor's degree in Actuarial Science, Mathematics, or related field

Key Skills

Statistical AnalysisRisk AssessmentModelingProblem Solving

Growth Rate

Expected job growth: +18% over the next decade

Compare Cities: Actuary Salary

See Actuary salaries in other top cities.

New York, NY
$140,640
+56%
Los Angeles, CA
$122,520
+36%
Chicago, IL
$126,040
+40%
Houston, TX
$79,690
-12%
Phoenix, AZ
$124,410
+38%

Financial Tools to Explore

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Actuary Salary in Hagerstown, MD — Complete Guide

Median Salary Overview

The median salary for a actuary in Hagerstown, MD is $90,098 per year, adjusted for the local cost of living index of 92. This figure reflects typical earnings for experienced professionals in this role, considering Hagerstown's unique economic conditions.

Salary Range and Experience Levels

Entry-level actuary professionals in Hagerstown can expect to earn around $54,059 annually. As professionals gain experience, salaries typically increase, with senior-level actuarys earning approximately $121,633 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Hagerstown's cost of living index of 92 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Hagerstown are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,440, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a actuary's salary in Hagerstown typically goes toward housing. With a 1-bedroom apartment averaging $1,000 per month, housing represents about 13.3% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Actuarys are in growing demand across the United States, with an expected job growth of 18% over the next decade. In Hagerstown, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.