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Actuary Salary in Needham, MA

How much does a actuary make in Needham? Explore median, entry-level, and senior salaries adjusted for Needham's cost of living.

Median Salary
$154,681
per year in Needham
Entry Level
$92,809
Starting salary
Senior Level
$208,820
Experienced professionals
Cost of Living
145
45% above national avg

Salary Breakdown by Experience Level

See how actuary salaries break down across different pay periods in Needham.

PeriodEntry LevelMedianSenior
Annual$92,809$154,681$208,820
Monthly$7,734$12,890$17,402
Biweekly$3,570$5,949$8,032
Weekly$1,785$2,975$4,016
Hourly$45$74$100

Needham vs National Average

How Needham's actuary salaries compare to national figures.

Needham Salary
$154,681
COL Index: 145
National Average
$87,440
COL Index: 100
Difference
+$67,241
Higher in Needham

Cost of Living in Needham

1-Bedroom Rent
$2,000
per month
Median Income
$162,234
per year
Population
32,330
residents
Rent % of Income
14.8%
median household
Cost of Living Index: 145 — A score of 100 represents the U.S. average. Salaries in Needham have been adjusted to account for local cost differences.

About Actuary

Overview

Analyze insurance and financial risks using statistical and mathematical methods.

Education

Bachelor's degree in Actuarial Science, Mathematics, or related field

Key Skills

Statistical AnalysisRisk AssessmentModelingProblem Solving

Growth Rate

Expected job growth: +18% over the next decade

Compare Cities: Actuary Salary

See Actuary salaries in other top cities.

New York, NY
$140,640
-9%
Los Angeles, CA
$122,520
-21%
Chicago, IL
$126,040
-19%
Houston, TX
$79,690
-48%
Phoenix, AZ
$124,410
-20%

Financial Tools to Explore

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Cost of Living Calculator

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Actuary Salary in Needham, MA — Complete Guide

Median Salary Overview

The median salary for a actuary in Needham, MA is $154,681 per year, adjusted for the local cost of living index of 145. This figure reflects typical earnings for experienced professionals in this role, considering Needham's unique economic conditions.

Salary Range and Experience Levels

Entry-level actuary professionals in Needham can expect to earn around $92,809 annually. As professionals gain experience, salaries typically increase, with senior-level actuarys earning approximately $208,820 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Needham's cost of living index of 145 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Needham are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,440, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a actuary's salary in Needham typically goes toward housing. With a 1-bedroom apartment averaging $2,000 per month, housing represents about 15.5% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Actuarys are in growing demand across the United States, with an expected job growth of 18% over the next decade. In Needham, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.