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Actuary Salary in San Francisco, CA

How much does a actuary make in San Francisco? Explore median, entry-level, and senior salaries adjusted for San Francisco's cost of living.

Median Salary
$213,773
per year in San Francisco
Entry Level
$128,264
Starting salary
Senior Level
$288,594
Experienced professionals
Cost of Living
191
91% above national avg

Salary Breakdown by Experience Level

See how actuary salaries break down across different pay periods in San Francisco.

PeriodEntry LevelMedianSenior
Annual$128,264$213,773$288,594
Monthly$10,689$17,814$24,050
Biweekly$4,933$8,222$11,100
Weekly$2,467$4,111$5,550
Hourly$62$103$139

San Francisco vs National Average

How San Francisco's actuary salaries compare to national figures.

San Francisco Salary
$213,773
COL Index: 191
National Average
$87,440
COL Index: 100
Difference
+$126,333
Higher in San Francisco

Cost of Living in San Francisco

1-Bedroom Rent
$3,400
per month
Median Income
$92,345
per year
Population
815,201
residents
Rent % of Income
44.2%
median household
Cost of Living Index: 191 — A score of 100 represents the U.S. average. Salaries in San Francisco have been adjusted to account for local cost differences.

About Actuary

Overview

Analyze insurance and financial risks using statistical and mathematical methods.

Education

Bachelor's degree in Actuarial Science, Mathematics, or related field

Key Skills

Statistical AnalysisRisk AssessmentModelingProblem Solving

Growth Rate

Expected job growth: +18% over the next decade

Compare Cities: Actuary Salary

See Actuary salaries in other top cities.

New York, NY
$140,640
-34%
Los Angeles, CA
$122,520
-43%
Chicago, IL
$126,040
-41%
Houston, TX
$79,690
-63%
Phoenix, AZ
$124,410
-42%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a actuary salary in San Francisco.

Salary Breakdown Calculator

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Cost of Living Calculator

Understand your expenses and purchasing power in San Francisco.

Budget Calculator

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Rent vs Buy Calculator

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Actuary Salary in San Francisco, CA — Complete Guide

Median Salary Overview

The median salary for a actuary in San Francisco, CA is $213,773 per year, adjusted for the local cost of living index of 191. This figure reflects typical earnings for experienced professionals in this role, considering San Francisco's unique economic conditions.

Salary Range and Experience Levels

Entry-level actuary professionals in San Francisco can expect to earn around $128,264 annually. As professionals gain experience, salaries typically increase, with senior-level actuarys earning approximately $288,594 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

San Francisco's cost of living index of 191 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in San Francisco are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,440, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a actuary's salary in San Francisco typically goes toward housing. With a 1-bedroom apartment averaging $3,400 per month, housing represents about 19.1% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Actuarys are in growing demand across the United States, with an expected job growth of 18% over the next decade. In San Francisco, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.