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Insurance Underwriter Salary in Coeur d'Alene, ID

How much does a insurance underwriter make in Coeur d'Alene? Explore median, entry-level, and senior salaries adjusted for Coeur d'Alene's cost of living.

Median Salary
$91,244
per year in Coeur d'Alene
Entry Level
$54,747
Starting salary
Senior Level
$123,180
Experienced professionals
Cost of Living
118
18% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Coeur d'Alene.

PeriodEntry LevelMedianSenior
Annual$54,747$91,244$123,180
Monthly$4,562$7,604$10,265
Biweekly$2,106$3,509$4,738
Weekly$1,053$1,755$2,369
Hourly$26$44$59

Coeur d'Alene vs National Average

How Coeur d'Alene's insurance underwriter salaries compare to national figures.

Coeur d'Alene Salary
$91,244
COL Index: 118
National Average
$87,870
COL Index: 100
Difference
+$3,374
Higher in Coeur d'Alene

Cost of Living in Coeur d'Alene

1-Bedroom Rent
$1,600
per month
Median Income
$56,234
per year
Population
54,763
residents
Rent % of Income
34.1%
median household
Cost of Living Index: 118 — A score of 100 represents the U.S. average. Salaries in Coeur d'Alene have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-4%
Los Angeles, CA
$93,760
+3%
Chicago, IL
$98,860
+8%
Houston, TX
$76,570
-16%
Phoenix, AZ
$74,080
-19%

Financial Tools to Explore

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Insurance Underwriter Salary in Coeur d'Alene, ID — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Coeur d'Alene, ID is $91,244 per year, adjusted for the local cost of living index of 118. This figure reflects typical earnings for experienced professionals in this role, considering Coeur d'Alene's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Coeur d'Alene can expect to earn around $54,747 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $123,180 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Coeur d'Alene's cost of living index of 118 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Coeur d'Alene are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Coeur d'Alene typically goes toward housing. With a 1-bedroom apartment averaging $1,600 per month, housing represents about 21.0% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Coeur d'Alene, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.