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Insurance Underwriter Salary in Concord, MA

How much does a insurance underwriter make in Concord? Explore median, entry-level, and senior salaries adjusted for Concord's cost of living.

Median Salary
$155,442
per year in Concord
Entry Level
$93,265
Starting salary
Senior Level
$209,848
Experienced professionals
Cost of Living
145
45% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Concord.

PeriodEntry LevelMedianSenior
Annual$93,265$155,442$209,848
Monthly$7,772$12,954$17,487
Biweekly$3,587$5,979$8,071
Weekly$1,794$2,989$4,036
Hourly$45$75$101

Concord vs National Average

How Concord's insurance underwriter salaries compare to national figures.

Concord Salary
$155,442
COL Index: 145
National Average
$87,870
COL Index: 100
Difference
+$67,572
Higher in Concord

Cost of Living in Concord

1-Bedroom Rent
$2,000
per month
Median Income
$162,821
per year
Population
19,540
residents
Rent % of Income
14.7%
median household
Cost of Living Index: 145 — A score of 100 represents the U.S. average. Salaries in Concord have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-44%
Los Angeles, CA
$93,760
-40%
Chicago, IL
$98,860
-36%
Houston, TX
$76,570
-51%
Phoenix, AZ
$74,080
-52%

Financial Tools to Explore

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Insurance Underwriter Salary in Concord, MA — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Concord, MA is $155,442 per year, adjusted for the local cost of living index of 145. This figure reflects typical earnings for experienced professionals in this role, considering Concord's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Concord can expect to earn around $93,265 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $209,848 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Concord's cost of living index of 145 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Concord are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Concord typically goes toward housing. With a 1-bedroom apartment averaging $2,000 per month, housing represents about 15.4% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Concord, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.