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Insurance Underwriter Salary in Elizabethtown, KY

How much does a insurance underwriter make in Elizabethtown? Explore median, entry-level, and senior salaries adjusted for Elizabethtown's cost of living.

Median Salary
$59,804
per year in Elizabethtown
Entry Level
$35,883
Starting salary
Senior Level
$80,736
Experienced professionals
Cost of Living
82
18% below national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Elizabethtown.

PeriodEntry LevelMedianSenior
Annual$35,883$59,804$80,736
Monthly$2,990$4,984$6,728
Biweekly$1,380$2,300$3,105
Weekly$690$1,150$1,553
Hourly$17$29$39

Elizabethtown vs National Average

How Elizabethtown's insurance underwriter salaries compare to national figures.

Elizabethtown Salary
$59,804
COL Index: 82
National Average
$87,870
COL Index: 100
Difference
-$28,066
Lower in Elizabethtown

Cost of Living in Elizabethtown

1-Bedroom Rent
$700
per month
Median Income
$44,821
per year
Population
33,220
residents
Rent % of Income
18.7%
median household
Cost of Living Index: 82 — A score of 100 represents the U.S. average. Salaries in Elizabethtown have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
+46%
Los Angeles, CA
$93,760
+57%
Chicago, IL
$98,860
+65%
Houston, TX
$76,570
+28%
Phoenix, AZ
$74,080
+24%

Financial Tools to Explore

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Insurance Underwriter Salary in Elizabethtown, KY — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Elizabethtown, KY is $59,804 per year, adjusted for the local cost of living index of 82. This figure reflects typical earnings for experienced professionals in this role, considering Elizabethtown's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Elizabethtown can expect to earn around $35,883 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $80,736 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Elizabethtown's cost of living index of 82 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Elizabethtown are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Elizabethtown typically goes toward housing. With a 1-bedroom apartment averaging $700 per month, housing represents about 14.0% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Elizabethtown, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.