Home / City Job Salaries / Insurance Underwriter in Grand Junction

Insurance Underwriter Salary in Grand Junction, CO

How much does a insurance underwriter make in Grand Junction? Explore median, entry-level, and senior salaries adjusted for Grand Junction's cost of living.

Median Salary
$90,524
per year in Grand Junction
Entry Level
$54,314
Starting salary
Senior Level
$122,207
Experienced professionals
Cost of Living
101
1% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Grand Junction.

PeriodEntry LevelMedianSenior
Annual$54,314$90,524$122,207
Monthly$4,526$7,544$10,184
Biweekly$2,089$3,482$4,700
Weekly$1,045$1,741$2,350
Hourly$26$44$59

Grand Junction vs National Average

How Grand Junction's insurance underwriter salaries compare to national figures.

Grand Junction Salary
$90,524
COL Index: 101
National Average
$87,870
COL Index: 100
Difference
+$2,654
Higher in Grand Junction

Cost of Living in Grand Junction

1-Bedroom Rent
$1,100
per month
Median Income
$48,321
per year
Population
65,991
residents
Rent % of Income
27.3%
median household
Cost of Living Index: 101 — A score of 100 represents the U.S. average. Salaries in Grand Junction have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-4%
Los Angeles, CA
$93,760
+4%
Chicago, IL
$98,860
+9%
Houston, TX
$76,570
-15%
Phoenix, AZ
$74,080
-18%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a insurance underwriter salary in Grand Junction.

Salary Breakdown Calculator

See exactly how your salary breaks down into taxes and take-home pay.

Cost of Living Calculator

Understand your expenses and purchasing power in Grand Junction.

Budget Calculator

Create a personalized budget based on your income and expenses.

Rent vs Buy Calculator

Compare the true costs of renting versus buying in Grand Junction.

Insurance Underwriter Salary in Grand Junction, CO — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Grand Junction, CO is $90,524 per year, adjusted for the local cost of living index of 101. This figure reflects typical earnings for experienced professionals in this role, considering Grand Junction's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Grand Junction can expect to earn around $54,314 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $122,207 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Grand Junction's cost of living index of 101 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Grand Junction are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Grand Junction typically goes toward housing. With a 1-bedroom apartment averaging $1,100 per month, housing represents about 14.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Grand Junction, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.