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Insurance Underwriter Salary in Havre, MT

How much does a insurance underwriter make in Havre? Explore median, entry-level, and senior salaries adjusted for Havre's cost of living.

Median Salary
$61,966
per year in Havre
Entry Level
$37,180
Starting salary
Senior Level
$83,654
Experienced professionals
Cost of Living
82
18% below national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Havre.

PeriodEntry LevelMedianSenior
Annual$37,180$61,966$83,654
Monthly$3,098$5,164$6,971
Biweekly$1,430$2,383$3,217
Weekly$715$1,192$1,609
Hourly$18$30$40

Havre vs National Average

How Havre's insurance underwriter salaries compare to national figures.

Havre Salary
$61,966
COL Index: 82
National Average
$87,870
COL Index: 100
Difference
-$25,904
Lower in Havre

Cost of Living in Havre

1-Bedroom Rent
$700
per month
Median Income
$38,821
per year
Population
9,850
residents
Rent % of Income
21.6%
median household
Cost of Living Index: 82 — A score of 100 represents the U.S. average. Salaries in Havre have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
+41%
Los Angeles, CA
$93,760
+51%
Chicago, IL
$98,860
+60%
Houston, TX
$76,570
+24%
Phoenix, AZ
$74,080
+20%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a insurance underwriter salary in Havre.

Salary Breakdown Calculator

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Cost of Living Calculator

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Budget Calculator

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Rent vs Buy Calculator

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Insurance Underwriter Salary in Havre, MT — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Havre, MT is $61,966 per year, adjusted for the local cost of living index of 82. This figure reflects typical earnings for experienced professionals in this role, considering Havre's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Havre can expect to earn around $37,180 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $83,654 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Havre's cost of living index of 82 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Havre are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Havre typically goes toward housing. With a 1-bedroom apartment averaging $700 per month, housing represents about 13.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Havre, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.