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Insurance Underwriter Salary in Hilton Head, SC

How much does a insurance underwriter make in Hilton Head? Explore median, entry-level, and senior salaries adjusted for Hilton Head's cost of living.

Median Salary
$88,134
per year in Hilton Head
Entry Level
$52,880
Starting salary
Senior Level
$118,981
Experienced professionals
Cost of Living
118
18% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Hilton Head.

PeriodEntry LevelMedianSenior
Annual$52,880$88,134$118,981
Monthly$4,407$7,345$9,915
Biweekly$2,034$3,390$4,576
Weekly$1,017$1,695$2,288
Hourly$25$42$57

Hilton Head vs National Average

How Hilton Head's insurance underwriter salaries compare to national figures.

Hilton Head Salary
$88,134
COL Index: 118
National Average
$87,870
COL Index: 100
Difference
+$264
Higher in Hilton Head

Cost of Living in Hilton Head

1-Bedroom Rent
$1,500
per month
Median Income
$62,234
per year
Population
42,320
residents
Rent % of Income
28.9%
median household
Cost of Living Index: 118 — A score of 100 represents the U.S. average. Salaries in Hilton Head have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-1%
Los Angeles, CA
$93,760
+6%
Chicago, IL
$98,860
+12%
Houston, TX
$76,570
-13%
Phoenix, AZ
$74,080
-16%

Financial Tools to Explore

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Insurance Underwriter Salary in Hilton Head, SC — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Hilton Head, SC is $88,134 per year, adjusted for the local cost of living index of 118. This figure reflects typical earnings for experienced professionals in this role, considering Hilton Head's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Hilton Head can expect to earn around $52,880 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $118,981 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Hilton Head's cost of living index of 118 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Hilton Head are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Hilton Head typically goes toward housing. With a 1-bedroom apartment averaging $1,500 per month, housing represents about 20.4% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Hilton Head, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.