Home / City Job Salaries / Insurance Underwriter in Minneapolis

Insurance Underwriter Salary in Minneapolis, MN

How much does a insurance underwriter make in Minneapolis? Explore median, entry-level, and senior salaries adjusted for Minneapolis's cost of living.

Median Salary
$79,950
per year in Minneapolis
Entry Level
$47,970
Starting salary
Senior Level
$107,933
Experienced professionals
Cost of Living
110
10% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Minneapolis.

PeriodEntry LevelMedianSenior
Annual$47,970$79,950$107,933
Monthly$3,998$6,663$8,994
Biweekly$1,845$3,075$4,151
Weekly$923$1,538$2,076
Hourly$23$38$52

Minneapolis vs National Average

How Minneapolis's insurance underwriter salaries compare to national figures.

Minneapolis Salary
$79,950
COL Index: 110
National Average
$87,870
COL Index: 100
Difference
-$7,920
Lower in Minneapolis

Cost of Living in Minneapolis

1-Bedroom Rent
$1,550
per month
Median Income
$62,456
per year
Population
429,954
residents
Rent % of Income
29.8%
median household
Cost of Living Index: 110 — A score of 100 represents the U.S. average. Salaries in Minneapolis have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
+9%
Los Angeles, CA
$93,760
+17%
Chicago, IL
$98,860
+24%
Houston, TX
$76,570
-4%
Phoenix, AZ
$74,080
-7%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a insurance underwriter salary in Minneapolis.

Salary Breakdown Calculator

See exactly how your salary breaks down into taxes and take-home pay.

Cost of Living Calculator

Understand your expenses and purchasing power in Minneapolis.

Budget Calculator

Create a personalized budget based on your income and expenses.

Rent vs Buy Calculator

Compare the true costs of renting versus buying in Minneapolis.

Insurance Underwriter Salary in Minneapolis, MN — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Minneapolis, MN is $79,950 per year, adjusted for the local cost of living index of 110. This figure reflects typical earnings for experienced professionals in this role, considering Minneapolis's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Minneapolis can expect to earn around $47,970 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $107,933 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Minneapolis's cost of living index of 110 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Minneapolis are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Minneapolis typically goes toward housing. With a 1-bedroom apartment averaging $1,550 per month, housing represents about 23.3% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Minneapolis, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Source: BLS OEWS May 2024Metro-level wage data for this occupation and area
Data source: Salary data on this page are sourced from Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program May 2024 estimates. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.