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Insurance Underwriter Salary in Nantucket, MA

How much does a insurance underwriter make in Nantucket? Explore median, entry-level, and senior salaries adjusted for Nantucket's cost of living.

Median Salary
$187,602
per year in Nantucket
Entry Level
$112,561
Starting salary
Senior Level
$253,264
Experienced professionals
Cost of Living
175
75% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Nantucket.

PeriodEntry LevelMedianSenior
Annual$112,561$187,602$253,264
Monthly$9,380$15,634$21,105
Biweekly$4,329$7,215$9,741
Weekly$2,165$3,608$4,870
Hourly$54$90$122

Nantucket vs National Average

How Nantucket's insurance underwriter salaries compare to national figures.

Nantucket Salary
$187,602
COL Index: 175
National Average
$87,870
COL Index: 100
Difference
+$99,732
Higher in Nantucket

Cost of Living in Nantucket

1-Bedroom Rent
$2,800
per month
Median Income
$82,234
per year
Population
11,320
residents
Rent % of Income
40.9%
median household
Cost of Living Index: 175 — A score of 100 represents the U.S. average. Salaries in Nantucket have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-53%
Los Angeles, CA
$93,760
-50%
Chicago, IL
$98,860
-47%
Houston, TX
$76,570
-59%
Phoenix, AZ
$74,080
-61%

Financial Tools to Explore

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Insurance Underwriter Salary in Nantucket, MA — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Nantucket, MA is $187,602 per year, adjusted for the local cost of living index of 175. This figure reflects typical earnings for experienced professionals in this role, considering Nantucket's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Nantucket can expect to earn around $112,561 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $253,264 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Nantucket's cost of living index of 175 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Nantucket are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Nantucket typically goes toward housing. With a 1-bedroom apartment averaging $2,800 per month, housing represents about 17.9% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Nantucket, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.