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Insurance Underwriter Salary in Naples, FL

How much does a insurance underwriter make in Naples? Explore median, entry-level, and senior salaries adjusted for Naples's cost of living.

Median Salary
$109,135
per year in Naples
Entry Level
$65,481
Starting salary
Senior Level
$147,332
Experienced professionals
Cost of Living
135
35% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Naples.

PeriodEntry LevelMedianSenior
Annual$65,481$109,135$147,332
Monthly$5,457$9,095$12,278
Biweekly$2,519$4,198$5,667
Weekly$1,259$2,099$2,833
Hourly$31$52$71

Naples vs National Average

How Naples's insurance underwriter salaries compare to national figures.

Naples Salary
$109,135
COL Index: 135
National Average
$87,870
COL Index: 100
Difference
+$21,265
Higher in Naples

Cost of Living in Naples

1-Bedroom Rent
$1,800
per month
Median Income
$72,234
per year
Population
22,088
residents
Rent % of Income
29.9%
median household
Cost of Living Index: 135 — A score of 100 represents the U.S. average. Salaries in Naples have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-20%
Los Angeles, CA
$93,760
-14%
Chicago, IL
$98,860
-9%
Houston, TX
$76,570
-30%
Phoenix, AZ
$74,080
-32%

Financial Tools to Explore

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Cost of Living Calculator

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Insurance Underwriter Salary in Naples, FL — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Naples, FL is $109,135 per year, adjusted for the local cost of living index of 135. This figure reflects typical earnings for experienced professionals in this role, considering Naples's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Naples can expect to earn around $65,481 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $147,332 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Naples's cost of living index of 135 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Naples are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Naples typically goes toward housing. With a 1-bedroom apartment averaging $1,800 per month, housing represents about 19.8% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Naples, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.