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Insurance Underwriter Salary in New Smyrna Beach, FL

How much does a insurance underwriter make in New Smyrna Beach? Explore median, entry-level, and senior salaries adjusted for New Smyrna Beach's cost of living.

Median Salary
$84,074
per year in New Smyrna Beach
Entry Level
$50,444
Starting salary
Senior Level
$113,500
Experienced professionals
Cost of Living
104
4% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in New Smyrna Beach.

PeriodEntry LevelMedianSenior
Annual$50,444$84,074$113,500
Monthly$4,204$7,006$9,458
Biweekly$1,940$3,234$4,365
Weekly$970$1,617$2,183
Hourly$24$40$55

New Smyrna Beach vs National Average

How New Smyrna Beach's insurance underwriter salaries compare to national figures.

New Smyrna Beach Salary
$84,074
COL Index: 104
National Average
$87,870
COL Index: 100
Difference
-$3,796
Lower in New Smyrna Beach

Cost of Living in New Smyrna Beach

1-Bedroom Rent
$1,200
per month
Median Income
$44,821
per year
Population
28,720
residents
Rent % of Income
32.1%
median household
Cost of Living Index: 104 — A score of 100 represents the U.S. average. Salaries in New Smyrna Beach have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
+4%
Los Angeles, CA
$93,760
+12%
Chicago, IL
$98,860
+18%
Houston, TX
$76,570
-9%
Phoenix, AZ
$74,080
-12%

Financial Tools to Explore

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Insurance Underwriter Salary in New Smyrna Beach, FL — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in New Smyrna Beach, FL is $84,074 per year, adjusted for the local cost of living index of 104. This figure reflects typical earnings for experienced professionals in this role, considering New Smyrna Beach's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in New Smyrna Beach can expect to earn around $50,444 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $113,500 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

New Smyrna Beach's cost of living index of 104 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in New Smyrna Beach are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in New Smyrna Beach typically goes toward housing. With a 1-bedroom apartment averaging $1,200 per month, housing represents about 17.1% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In New Smyrna Beach, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.