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Insurance Underwriter Salary in Ponte Vedra Beach, FL

How much does a insurance underwriter make in Ponte Vedra Beach? Explore median, entry-level, and senior salaries adjusted for Ponte Vedra Beach's cost of living.

Median Salary
$105,093
per year in Ponte Vedra Beach
Entry Level
$63,056
Starting salary
Senior Level
$141,876
Experienced professionals
Cost of Living
130
30% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Ponte Vedra Beach.

PeriodEntry LevelMedianSenior
Annual$63,056$105,093$141,876
Monthly$5,255$8,758$11,823
Biweekly$2,425$4,042$5,457
Weekly$1,213$2,021$2,728
Hourly$30$51$68

Ponte Vedra Beach vs National Average

How Ponte Vedra Beach's insurance underwriter salaries compare to national figures.

Ponte Vedra Beach Salary
$105,093
COL Index: 130
National Average
$87,870
COL Index: 100
Difference
+$17,223
Higher in Ponte Vedra Beach

Cost of Living in Ponte Vedra Beach

1-Bedroom Rent
$1,700
per month
Median Income
$112,234
per year
Population
36,230
residents
Rent % of Income
18.2%
median household
Cost of Living Index: 130 — A score of 100 represents the U.S. average. Salaries in Ponte Vedra Beach have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-17%
Los Angeles, CA
$93,760
-11%
Chicago, IL
$98,860
-6%
Houston, TX
$76,570
-27%
Phoenix, AZ
$74,080
-30%

Financial Tools to Explore

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Insurance Underwriter Salary in Ponte Vedra Beach, FL — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Ponte Vedra Beach, FL is $105,093 per year, adjusted for the local cost of living index of 130. This figure reflects typical earnings for experienced professionals in this role, considering Ponte Vedra Beach's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Ponte Vedra Beach can expect to earn around $63,056 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $141,876 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Ponte Vedra Beach's cost of living index of 130 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Ponte Vedra Beach are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Ponte Vedra Beach typically goes toward housing. With a 1-bedroom apartment averaging $1,700 per month, housing represents about 19.4% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Ponte Vedra Beach, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.