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Insurance Underwriter Salary in Seaford, DE

How much does a insurance underwriter make in Seaford? Explore median, entry-level, and senior salaries adjusted for Seaford's cost of living.

Median Salary
$85,410
per year in Seaford
Entry Level
$51,246
Starting salary
Senior Level
$115,304
Experienced professionals
Cost of Living
90
10% below national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Seaford.

PeriodEntry LevelMedianSenior
Annual$51,246$85,410$115,304
Monthly$4,271$7,118$9,609
Biweekly$1,971$3,285$4,435
Weekly$986$1,643$2,217
Hourly$25$41$55

Seaford vs National Average

How Seaford's insurance underwriter salaries compare to national figures.

Seaford Salary
$85,410
COL Index: 90
National Average
$87,870
COL Index: 100
Difference
-$2,460
Lower in Seaford

Cost of Living in Seaford

1-Bedroom Rent
$900
per month
Median Income
$42,821
per year
Population
8,150
residents
Rent % of Income
25.2%
median household
Cost of Living Index: 90 — A score of 100 represents the U.S. average. Salaries in Seaford have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
+2%
Los Angeles, CA
$93,760
+10%
Chicago, IL
$98,860
+16%
Houston, TX
$76,570
-10%
Phoenix, AZ
$74,080
-13%

Financial Tools to Explore

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Insurance Underwriter Salary in Seaford, DE — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Seaford, DE is $85,410 per year, adjusted for the local cost of living index of 90. This figure reflects typical earnings for experienced professionals in this role, considering Seaford's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Seaford can expect to earn around $51,246 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $115,304 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Seaford's cost of living index of 90 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Seaford are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Seaford typically goes toward housing. With a 1-bedroom apartment averaging $900 per month, housing represents about 12.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Seaford, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.