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Insurance Underwriter Salary in Upland, CA

How much does a insurance underwriter make in Upland? Explore median, entry-level, and senior salaries adjusted for Upland's cost of living.

Median Salary
$137,218
per year in Upland
Entry Level
$82,331
Starting salary
Senior Level
$185,245
Experienced professionals
Cost of Living
122
22% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Upland.

PeriodEntry LevelMedianSenior
Annual$82,331$137,218$185,245
Monthly$6,861$11,435$15,437
Biweekly$3,167$5,278$7,125
Weekly$1,583$2,639$3,562
Hourly$40$66$89

Upland vs National Average

How Upland's insurance underwriter salaries compare to national figures.

Upland Salary
$137,218
COL Index: 122
National Average
$87,870
COL Index: 100
Difference
+$49,348
Higher in Upland

Cost of Living in Upland

1-Bedroom Rent
$1,550
per month
Median Income
$68,234
per year
Population
79,040
residents
Rent % of Income
27.3%
median household
Cost of Living Index: 122 — A score of 100 represents the U.S. average. Salaries in Upland have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-36%
Los Angeles, CA
$93,760
-32%
Chicago, IL
$98,860
-28%
Houston, TX
$76,570
-44%
Phoenix, AZ
$74,080
-46%

Financial Tools to Explore

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Insurance Underwriter Salary in Upland, CA — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Upland, CA is $137,218 per year, adjusted for the local cost of living index of 122. This figure reflects typical earnings for experienced professionals in this role, considering Upland's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Upland can expect to earn around $82,331 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $185,245 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Upland's cost of living index of 122 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Upland are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Upland typically goes toward housing. With a 1-bedroom apartment averaging $1,550 per month, housing represents about 13.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Upland, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.