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Loan Officer Salary in Dubuque, IA

How much does a loan officer make in Dubuque? Explore median, entry-level, and senior salaries adjusted for Dubuque's cost of living.

Median Salary
$53,927
per year in Dubuque
Entry Level
$31,722
Starting salary
Senior Level
$76,132
Experienced professionals
Cost of Living
85
15% below national avg

Salary Breakdown by Experience Level

See how loan officer salaries break down across different pay periods in Dubuque.

PeriodEntry LevelMedianSenior
Annual$31,722$53,927$76,132
Monthly$2,644$4,494$6,344
Biweekly$1,220$2,074$2,928
Weekly$610$1,037$1,464
Hourly$15$26$37

Dubuque vs National Average

How Dubuque's loan officer salaries compare to national figures.

Dubuque Salary
$53,927
COL Index: 85
National Average
$77,370
COL Index: 100
Difference
-$23,443
Lower in Dubuque

Cost of Living in Dubuque

1-Bedroom Rent
$720
per month
Median Income
$48,234
per year
Population
59,667
residents
Rent % of Income
17.9%
median household
Cost of Living Index: 85 — A score of 100 represents the U.S. average. Salaries in Dubuque have been adjusted to account for local cost differences.

About Loan Officer

Overview

Evaluate loan applications and manage lending relationships with clients.

Education

Bachelor's degree in Finance or related field

Key Skills

Loan AnalysisRisk AssessmentCustomer ServiceDocumentation

Growth Rate

Expected job growth: +16% over the next decade

Compare Cities: Loan Officer Salary

See Loan Officer salaries in other top cities.

New York, NY
$102,540
+90%
Los Angeles, CA
$80,340
+49%
Chicago, IL
$77,270
+43%
Houston, TX
$69,010
+28%
Phoenix, AZ
$53,700
0%

Financial Tools to Explore

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Loan Officer Salary in Dubuque, IA — Complete Guide

Median Salary Overview

The median salary for a loan officer in Dubuque, IA is $53,927 per year, adjusted for the local cost of living index of 85. This figure reflects typical earnings for experienced professionals in this role, considering Dubuque's unique economic conditions.

Salary Range and Experience Levels

Entry-level loan officer professionals in Dubuque can expect to earn around $31,722 annually. As professionals gain experience, salaries typically increase, with senior-level loan officers earning approximately $76,132 per year. This represents a 140% increase from entry to senior level.

Cost of Living Adjustment

Dubuque's cost of living index of 85 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Dubuque are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $77,370, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a loan officer's salary in Dubuque typically goes toward housing. With a 1-bedroom apartment averaging $720 per month, housing represents about 16.0% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Loan Officers are in growing demand across the United States, with an expected job growth of 16% over the next decade. In Dubuque, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.