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Loan Officer Salary in Long Beach, CA

How much does a loan officer make in Long Beach? Explore median, entry-level, and senior salaries adjusted for Long Beach's cost of living.

Median Salary
$80,340
per year in Long Beach
Entry Level
$47,259
Starting salary
Senior Level
$113,421
Experienced professionals
Cost of Living
164
64% above national avg

Salary Breakdown by Experience Level

See how loan officer salaries break down across different pay periods in Long Beach.

PeriodEntry LevelMedianSenior
Annual$47,259$80,340$113,421
Monthly$3,938$6,695$9,452
Biweekly$1,818$3,090$4,362
Weekly$909$1,545$2,181
Hourly$23$39$55

Long Beach vs National Average

How Long Beach's loan officer salaries compare to national figures.

Long Beach Salary
$80,340
COL Index: 164
National Average
$77,370
COL Index: 100
Difference
+$2,970
Higher in Long Beach

Cost of Living in Long Beach

1-Bedroom Rent
$2,400
per month
Median Income
$68,234
per year
Population
466,742
residents
Rent % of Income
42.2%
median household
Cost of Living Index: 164 — A score of 100 represents the U.S. average. Salaries in Long Beach have been adjusted to account for local cost differences.

About Loan Officer

Overview

Evaluate loan applications and manage lending relationships with clients.

Education

Bachelor's degree in Finance or related field

Key Skills

Loan AnalysisRisk AssessmentCustomer ServiceDocumentation

Growth Rate

Expected job growth: +16% over the next decade

Compare Cities: Loan Officer Salary

See Loan Officer salaries in other top cities.

New York, NY
$102,540
+28%
Los Angeles, CA
$80,340
0%
Chicago, IL
$77,270
-4%
Houston, TX
$69,010
-14%
Phoenix, AZ
$53,700
-33%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a loan officer salary in Long Beach.

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Cost of Living Calculator

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Loan Officer Salary in Long Beach, CA — Complete Guide

Median Salary Overview

The median salary for a loan officer in Long Beach, CA is $80,340 per year, adjusted for the local cost of living index of 164. This figure reflects typical earnings for experienced professionals in this role, considering Long Beach's unique economic conditions.

Salary Range and Experience Levels

Entry-level loan officer professionals in Long Beach can expect to earn around $47,259 annually. As professionals gain experience, salaries typically increase, with senior-level loan officers earning approximately $113,421 per year. This represents a 140% increase from entry to senior level.

Cost of Living Adjustment

Long Beach's cost of living index of 164 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Long Beach are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $77,370, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a loan officer's salary in Long Beach typically goes toward housing. With a 1-bedroom apartment averaging $2,400 per month, housing represents about 35.8% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Loan Officers are in growing demand across the United States, with an expected job growth of 16% over the next decade. In Long Beach, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Source: BLS OEWS May 2024Metro-level wage data for this occupation and area
Data source: Salary data on this page are sourced from Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program May 2024 estimates. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.