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Loan Officer Salary in Topeka, KS

How much does a loan officer make in Topeka? Explore median, entry-level, and senior salaries adjusted for Topeka's cost of living.

Median Salary
$57,733
per year in Topeka
Entry Level
$33,961
Starting salary
Senior Level
$81,506
Experienced professionals
Cost of Living
91
9% below national avg

Salary Breakdown by Experience Level

See how loan officer salaries break down across different pay periods in Topeka.

PeriodEntry LevelMedianSenior
Annual$33,961$57,733$81,506
Monthly$2,830$4,811$6,792
Biweekly$1,306$2,221$3,135
Weekly$653$1,110$1,567
Hourly$16$28$39

Topeka vs National Average

How Topeka's loan officer salaries compare to national figures.

Topeka Salary
$57,733
COL Index: 91
National Average
$77,370
COL Index: 100
Difference
-$19,637
Lower in Topeka

Cost of Living in Topeka

1-Bedroom Rent
$1,100
per month
Median Income
$51,234
per year
Population
125,310
residents
Rent % of Income
25.8%
median household
Cost of Living Index: 91 — A score of 100 represents the U.S. average. Salaries in Topeka have been adjusted to account for local cost differences.

About Loan Officer

Overview

Evaluate loan applications and manage lending relationships with clients.

Education

Bachelor's degree in Finance or related field

Key Skills

Loan AnalysisRisk AssessmentCustomer ServiceDocumentation

Growth Rate

Expected job growth: +16% over the next decade

Compare Cities: Loan Officer Salary

See Loan Officer salaries in other top cities.

New York, NY
$102,540
+78%
Los Angeles, CA
$80,340
+39%
Chicago, IL
$77,270
+34%
Houston, TX
$69,010
+20%
Phoenix, AZ
$53,700
-7%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a loan officer salary in Topeka.

Salary Breakdown Calculator

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Cost of Living Calculator

Understand your expenses and purchasing power in Topeka.

Budget Calculator

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Rent vs Buy Calculator

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Loan Officer Salary in Topeka, KS — Complete Guide

Median Salary Overview

The median salary for a loan officer in Topeka, KS is $57,733 per year, adjusted for the local cost of living index of 91. This figure reflects typical earnings for experienced professionals in this role, considering Topeka's unique economic conditions.

Salary Range and Experience Levels

Entry-level loan officer professionals in Topeka can expect to earn around $33,961 annually. As professionals gain experience, salaries typically increase, with senior-level loan officers earning approximately $81,506 per year. This represents a 140% increase from entry to senior level.

Cost of Living Adjustment

Topeka's cost of living index of 91 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Topeka are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $77,370, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a loan officer's salary in Topeka typically goes toward housing. With a 1-bedroom apartment averaging $1,100 per month, housing represents about 22.9% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Loan Officers are in growing demand across the United States, with an expected job growth of 16% over the next decade. In Topeka, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.