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Loan Officer Salary in Woodbury, MN

How much does a loan officer make in Woodbury? Explore median, entry-level, and senior salaries adjusted for Woodbury's cost of living.

Median Salary
$85,231
per year in Woodbury
Entry Level
$50,136
Starting salary
Senior Level
$120,326
Experienced professionals
Cost of Living
108
8% above national avg

Salary Breakdown by Experience Level

See how loan officer salaries break down across different pay periods in Woodbury.

PeriodEntry LevelMedianSenior
Annual$50,136$85,231$120,326
Monthly$4,178$7,103$10,027
Biweekly$1,928$3,278$4,628
Weekly$964$1,639$2,314
Hourly$24$41$58

Woodbury vs National Average

How Woodbury's loan officer salaries compare to national figures.

Woodbury Salary
$85,231
COL Index: 108
National Average
$77,370
COL Index: 100
Difference
+$7,861
Higher in Woodbury

Cost of Living in Woodbury

1-Bedroom Rent
$1,250
per month
Median Income
$102,821
per year
Population
75,660
residents
Rent % of Income
14.6%
median household
Cost of Living Index: 108 — A score of 100 represents the U.S. average. Salaries in Woodbury have been adjusted to account for local cost differences.

About Loan Officer

Overview

Evaluate loan applications and manage lending relationships with clients.

Education

Bachelor's degree in Finance or related field

Key Skills

Loan AnalysisRisk AssessmentCustomer ServiceDocumentation

Growth Rate

Expected job growth: +16% over the next decade

Compare Cities: Loan Officer Salary

See Loan Officer salaries in other top cities.

New York, NY
$102,540
+20%
Los Angeles, CA
$80,340
-6%
Chicago, IL
$77,270
-9%
Houston, TX
$69,010
-19%
Phoenix, AZ
$53,700
-37%

Financial Tools to Explore

Use these Pulsafi calculators to understand your finances based on a loan officer salary in Woodbury.

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Cost of Living Calculator

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Rent vs Buy Calculator

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Loan Officer Salary in Woodbury, MN — Complete Guide

Median Salary Overview

The median salary for a loan officer in Woodbury, MN is $85,231 per year, adjusted for the local cost of living index of 108. This figure reflects typical earnings for experienced professionals in this role, considering Woodbury's unique economic conditions.

Salary Range and Experience Levels

Entry-level loan officer professionals in Woodbury can expect to earn around $50,136 annually. As professionals gain experience, salaries typically increase, with senior-level loan officers earning approximately $120,326 per year. This represents a 140% increase from entry to senior level.

Cost of Living Adjustment

Woodbury's cost of living index of 108 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Woodbury are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $77,370, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a loan officer's salary in Woodbury typically goes toward housing. With a 1-bedroom apartment averaging $1,250 per month, housing represents about 17.6% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Loan Officers are in growing demand across the United States, with an expected job growth of 16% over the next decade. In Woodbury, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.