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Medical Records Specialist Salary in Cumberland, MD

How much does a medical records specialist make in Cumberland? Explore median, entry-level, and senior salaries adjusted for Cumberland's cost of living.

Median Salary
$47,077
per year in Cumberland
Entry Level
$32,749
Starting salary
Senior Level
$63,452
Experienced professionals
Cost of Living
82
18% below national avg

Salary Breakdown by Experience Level

See how medical records specialist salaries break down across different pay periods in Cumberland.

PeriodEntry LevelMedianSenior
Annual$32,749$47,077$63,452
Monthly$2,729$3,923$5,288
Biweekly$1,260$1,811$2,440
Weekly$630$905$1,220
Hourly$16$23$31

Cumberland vs National Average

How Cumberland's medical records specialist salaries compare to national figures.

Cumberland Salary
$47,077
COL Index: 82
National Average
$51,260
COL Index: 100
Difference
-$4,183
Lower in Cumberland

Cost of Living in Cumberland

1-Bedroom Rent
$700
per month
Median Income
$34,234
per year
Population
20,342
residents
Rent % of Income
24.5%
median household
Cost of Living Index: 82 — A score of 100 represents the U.S. average. Salaries in Cumberland have been adjusted to account for local cost differences.

About Medical Records Specialist

Overview

Organize, maintain, and manage patient medical records and documentation.

Education

High school diploma; medical records certification preferred

Key Skills

Medical Records ManagementData EntryOrganizationHIPAA Compliance

Growth Rate

Expected job growth: +11% over the next decade

Compare Cities: Medical Records Specialist Salary

See Medical Records Specialist salaries in other top cities.

New York, NY
$60,610
+29%
Los Angeles, CA
$53,930
+15%
Chicago, IL
$49,790
+6%
Houston, TX
$48,940
+4%
Phoenix, AZ
$50,810
+8%

Financial Tools to Explore

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Medical Records Specialist Salary in Cumberland, MD — Complete Guide

Median Salary Overview

The median salary for a medical records specialist in Cumberland, MD is $47,077 per year, adjusted for the local cost of living index of 82. This figure reflects typical earnings for experienced professionals in this role, considering Cumberland's unique economic conditions.

Salary Range and Experience Levels

Entry-level medical records specialist professionals in Cumberland can expect to earn around $32,749 annually. As professionals gain experience, salaries typically increase, with senior-level medical records specialists earning approximately $63,452 per year. This represents a 94% increase from entry to senior level.

Cost of Living Adjustment

Cumberland's cost of living index of 82 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Cumberland are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $51,260, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a medical records specialist's salary in Cumberland typically goes toward housing. With a 1-bedroom apartment averaging $700 per month, housing represents about 17.8% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Medical Records Specialists are in growing demand across the United States, with an expected job growth of 11% over the next decade. In Cumberland, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.