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Police Officer Salary in Lowell, MA

How much does a police officer make in Lowell? Explore median, entry-level, and senior salaries adjusted for Lowell's cost of living.

Median Salary
$103,846
per year in Lowell
Entry Level
$64,140
Starting salary
Senior Level
$145,079
Experienced professionals
Cost of Living
112
12% above national avg

Salary Breakdown by Experience Level

See how police officer salaries break down across different pay periods in Lowell.

PeriodEntry LevelMedianSenior
Annual$64,140$103,846$145,079
Monthly$5,345$8,654$12,090
Biweekly$2,467$3,994$5,580
Weekly$1,233$1,997$2,790
Hourly$31$50$70

Lowell vs National Average

How Lowell's police officer salaries compare to national figures.

Lowell Salary
$103,846
COL Index: 112
National Average
$76,000
COL Index: 100
Difference
+$27,846
Higher in Lowell

Cost of Living in Lowell

1-Bedroom Rent
$1,400
per month
Median Income
$52,834
per year
Population
115,554
residents
Rent % of Income
31.8%
median household
Cost of Living Index: 112 — A score of 100 represents the U.S. average. Salaries in Lowell have been adjusted to account for local cost differences.

About Police Officer

Overview

Protect public safety and enforce laws.

Education

High school diploma; police academy training required

Key Skills

Law EnforcementCrisis ManagementCommunicationPhysical Fitness

Growth Rate

Expected job growth: +12% over the next decade

Compare Cities: Police Officer Salary

See Police Officer salaries in other top cities.

New York, NY
$105,790
+2%
Los Angeles, CA
$115,630
+11%
Chicago, IL
$108,890
+5%
Houston, TX
$75,450
-27%
Phoenix, AZ
$91,600
-12%

Financial Tools to Explore

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Police Officer Salary in Lowell, MA — Complete Guide

Median Salary Overview

The median salary for a police officer in Lowell, MA is $103,846 per year, adjusted for the local cost of living index of 112. This figure reflects typical earnings for experienced professionals in this role, considering Lowell's unique economic conditions.

Salary Range and Experience Levels

Entry-level police officer professionals in Lowell can expect to earn around $64,140 annually. As professionals gain experience, salaries typically increase, with senior-level police officers earning approximately $145,079 per year. This represents a 126% increase from entry to senior level.

Cost of Living Adjustment

Lowell's cost of living index of 112 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Lowell are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $76,000, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a police officer's salary in Lowell typically goes toward housing. With a 1-bedroom apartment averaging $1,400 per month, housing represents about 16.2% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Police Officers are in growing demand across the United States, with an expected job growth of 12% over the next decade. In Lowell, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.