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Police Officer Salary in Saginaw, MI

How much does a police officer make in Saginaw? Explore median, entry-level, and senior salaries adjusted for Saginaw's cost of living.

Median Salary
$54,538
per year in Saginaw
Entry Level
$33,685
Starting salary
Senior Level
$76,192
Experienced professionals
Cost of Living
78
22% below national avg

Salary Breakdown by Experience Level

See how police officer salaries break down across different pay periods in Saginaw.

PeriodEntry LevelMedianSenior
Annual$33,685$54,538$76,192
Monthly$2,807$4,545$6,349
Biweekly$1,296$2,098$2,930
Weekly$648$1,049$1,465
Hourly$16$26$37

Saginaw vs National Average

How Saginaw's police officer salaries compare to national figures.

Saginaw Salary
$54,538
COL Index: 78
National Average
$76,000
COL Index: 100
Difference
-$21,462
Lower in Saginaw

Cost of Living in Saginaw

1-Bedroom Rent
$650
per month
Median Income
$28,340
per year
Population
44,202
residents
Rent % of Income
27.5%
median household
Cost of Living Index: 78 — A score of 100 represents the U.S. average. Salaries in Saginaw have been adjusted to account for local cost differences.

About Police Officer

Overview

Protect public safety and enforce laws.

Education

High school diploma; police academy training required

Key Skills

Law EnforcementCrisis ManagementCommunicationPhysical Fitness

Growth Rate

Expected job growth: +12% over the next decade

Compare Cities: Police Officer Salary

See Police Officer salaries in other top cities.

New York, NY
$105,790
+94%
Los Angeles, CA
$115,630
+112%
Chicago, IL
$108,890
+100%
Houston, TX
$75,450
+38%
Phoenix, AZ
$91,600
+68%

Financial Tools to Explore

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Police Officer Salary in Saginaw, MI — Complete Guide

Median Salary Overview

The median salary for a police officer in Saginaw, MI is $54,538 per year, adjusted for the local cost of living index of 78. This figure reflects typical earnings for experienced professionals in this role, considering Saginaw's unique economic conditions.

Salary Range and Experience Levels

Entry-level police officer professionals in Saginaw can expect to earn around $33,685 annually. As professionals gain experience, salaries typically increase, with senior-level police officers earning approximately $76,192 per year. This represents a 126% increase from entry to senior level.

Cost of Living Adjustment

Saginaw's cost of living index of 78 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Saginaw are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $76,000, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a police officer's salary in Saginaw typically goes toward housing. With a 1-bedroom apartment averaging $650 per month, housing represents about 14.3% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Police Officers are in growing demand across the United States, with an expected job growth of 12% over the next decade. In Saginaw, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Data source: Salary estimates on this page are based on Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program, adjusted for regional cost of living differences. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.